The banks look at year-old financial statements, we go further.

At Capcito we’re building something out of the ordinary. The picture shows the daily grind of algo-poetry being undertaken by our mathematicians and developers. We are on a modest quest to build the most complete, fair, and contemporary credit scoring engine there has ever been, based on both historic and real-time data (as we are the only ones connected to cloud accounting and invoicing programs).

Why? Because 60% of Swedish small businesses find that it is hard to finance their firm. When 4/5 jobs have been created by the very same small businesses since 1990, we feel providing capital to SMEs should be a top priority.

Through Big Data and intelligent algorithms Capcito processes millions of data point to form an overview of the business’s risk exposure. Go on and give it a try!